Rent,Own,Excellent,Way,Get,You business, insurance Rent To Own: An Excellent Way to Get Your Dream Home
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Rent to Own is a very familiar phrase to all of us. Rent to ownmerchandise has grown to greater heights and some, like Rent A Centerand Prime Time, built their kingdom with this business. It is true andalmost every one of us knows that we will be paying much more than theworth of goods in this rent to own merchandise. In the case of realestate business as well, this business trick cost you dear. I know many people who opt for this since they have bad credit recordand generally people with good credit avoid going through rent to ownroute. This rent to own may be attractive for short term period payments, butfor long term payment periods it will turn out to be very expensive.Typically this contract will go for 15-20 months. The claim of payingfew dollars a week is really attractive but if you go back and check,you will really become sad in seeing that you have paid more than thedouble the worth of the item.In the case of real estate, you will be paying all types of taxes inaddition to the rent payments. Like any other rent to own merchandise,rent to own home also has many disadvantages. As I already mentioned,for those who are with bad credits, this is a viable option. But formany others rent to own will drain the wallet much more than that witha mortgage loan. In this case as well, you have to take a mortgage forthe final payments. The one advantage (some may argue it is disadvantage) is that rent toown homes are generally listed by the home owner. In this way you candeal with the home owner directly. Mostly this process starts as a traditional leasing and then convertedto rent to own merchandise, if you want to own the house some timelater. You can make a deal with the home owner and this arrangement cancontinue for few years until you are ready to acquire the home. Someowners will be very genuine and gentle; they will see that they get theproper value for their home. But some other owners may charge you moreamount and they will be inclined to make more profit out of theproperty. As I have already said it is a good option if you are in a state withbad credit and getting mortgage loan is a distant possibility. Manypeople consider this as a better option than an apartment, but manyothers do not like to go for this option as it is very expensive. Withrent to own, you can be happy that you are paying for the home ininstallments and not the rent. As all through the article I have highlighted, in some situations rentto own is a fine option. You have to discuss thoroughly with the ownerall aspects, the total payment for the home, monthly payments and alsothe duration of the period. In this process you will know all thedetails before entering into the deal.® Copyright 2008 RealEstateBloom. All rights reserved.
Rent,Own,Excellent,Way,Get,You