Earthquake,Shakes,Starbucks,Bu business, insurance Earthquake Shakes Starbucks Building
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0 false 18 pt 18 pt 0 0 false false false /* Style Definitions */table.MsoNormalTable{mso-style-name:"Table Normal";mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-parent:"";mso-padding-alt:0in 5.4pt 0in 5.4pt;mso-para-margin:0in;mso-para-margin-bottom:.0001pt;mso-pagination:widow-orphan;font-size:10.0pt;font-family:"Times New Roman";mso-ascii-font-family:Cambria;mso-hansi-font-family:Cambria;}IntroductionA magnitude 6.8 earthquake, called Nisqually in seismiccircles, rocked Seattle, Washington, in 2001 and severely damaged the Starbuckscorporate headquarters building.Case DescriptionThe 1,850,000-square-foot facility is a vintage 19101926building, constructed by poured-in-place concrete with URM (unreinforcedmasonry) filler walls, which are known, in this day and age, to be prone tofailure when faced with an earthquake or high wind pressure. Fortunately, abouta year before the earthquake, the building had been seismically retrofitted. AdjustersInternational was hired by the building owners, Nitze-Stagen & Co.,Inc., to address, among the many issues, the position taken by the insurancecarriers that the building was old and the damage pre-existed the magnitude 6.8earthquake. List of Issues· The insurance carriers consultants took theposition that most of the cracks had occurred before the earthquake. · The insurance carriers consultants prepared arepair proposal that was based upon the installation of Heli pins into the URMin-filled walls. · The carriers argued that although the slabs werecracked as a result of the earthquake, the cracks did not affect theperformance of the slabs. · The carriers refused to pay out for theprojected cost of repairs before the repairs were effectuated.Solutions AppliedAdjusters International assembled a team of engineers toprepare a dynamic analysis and presentation that cited petrographic analysesdemonstrating that Nisqually had indeed caused the cracks. Adjusters Internationals team of engineers proved that thecarriers proposal to use Heli pins to repair damaged walls would result inadditional and more severe damage to the URM walls in the event of anothermagnitude 6.8 earthquake. Such a repair, Adjusters Internationals expertsadditionally pointed out, was not in compliance with FEMA guidelines. Our team researched the legality of the insurance carriersposition that coverage applied only to actual repairs, and AdjustersInternational was able to prove that the carriers position would not stand upand would be impossible to defend in a court of law. Ultimately, the insurersagreed. OutcomeAdjusters Internationals team of professionals created abody of legal and technical evidence that clearly demonstrated the effects ofthe large earthquake on the building. The evidence also shed light onto thescope of damage another earthquake could cause if the course of repairs was notproperly directed. With the help of Adjusters International, the buildingowners were able to make repairs in the manner they felt would best protecttheir assets for the future.
Earthquake,Shakes,Starbucks,Bu