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Houston foreclosures have shown balanced progress since the last quarter of year 2009. After seeing soaring numbers of foreclosures in the past few years and considering the amount of devastation Houston has undergone after Hurricane Ike hit and later it falling prey to the economic downturn. The recovery it has shown in the past quarter is astounding. Since October 2009, amid the total sales that took place only a meager 19 percent houses were under Houston foreclosures. Moreover, the average prices of the houses ascended on 5 to 6 percent. There were no foreclosed houses that were sold below the $145,000 blotch. The existing foreclosure houses inventory is down to 6 months that is approximately 4 percent drop from to year 2008 and about 2.5 percent drop from last preceding quarter that is July to September 2009. Leaping to end of the year December 2009, Houston foreclosures showed a further slump of 5.5 percent approximately compared to October 2009. There were around 40,000 listings that were put up on the foreclosure list and about 14,000 of them were finally sold by the year end. Rests were either cancelled from the foreclosed list or went under loan modification to save from getting listed in the Houston foreclosure list.Although the actual number of foreclosure properties deceased, the number of individuals who received foreclosure notices have apparently amplified. There was an increase in the activity by 25 percent. Even though the current state of affairs seems to be improving, there is contradicting information that revels the following. The state and the federal agencies have implemented programs like the tax credit for new buyers, Affordable home refinance program, Home affordable modification program and options like short sales. But these have not gone down well with the people as many individuals complained that even after opting for these programs their properties have been ultimately foreclosed. The reason for this could be the success of these programs depends on the advancement of the economy and the unemployment situation. As though the mortgage payments have decreased one still needs to have a job in hand to sail through the EMIs. Also the procedure for these programs and short sales option is also a very daunting. Inferences can be drawn that though there are slight glitches in the measures adopted at least a step has been taken towards resurgence. According to a study, Houston is one of the fastest recovering counties from the recession crisis. This is apparent due to its diverse growing industries and the actions taken by the state.
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