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Charleston, South Carolina, SC - The old adage Theres no time like the present might not first come to mind when looking at todays national housing market, but according to "Carolina Joe" Idleman of AgentOwned Realty Co., these homespun words of wisdom are quite appropriate when a closer look is given to individual local markets across the country. "Carolina Joe" points out these favorable factors that can contribute to making this, for many consumers, a most opportune time to buy a home: Inventory is up. When the market is hot, new listings cant replenish the supply of homes fast enough, and that works in the sellers favor. In todays market, the opposite is true, providing more choices for buyers. Sellers are motivated. Homes that in a hot market would have been snapped up in days are now lingering unsold for weeks, even months. Factor in bank-owned properties due to the recent and unfortunate spike in foreclosures and buyers find themselves in an advantageous negotiating position they havent enjoyed for years. Interest rates are down. Recent cuts in the prime rate by the Federal Reserve have sparked drops in interest rates, which at the end of January were below 6 percent for a 30-year fixed-rate mortgage. While banks have tightened lending requirements in the wake of increased loan defaults, homebuyers with few credit problems qualifying to purchase a home they can afford should still have little trouble securing favorable financing terms. Whats more, a market climate like this especially favors buyers who dont need to sell an existing property before their purchase, buyers like first-timers and those looking for a second home. This tilts the scale even more towards many buyers. But regardless of the situation, for every buyer, the key is to work with a real estate professional that knows the local market and specializes in buyer representation like an agent who has earned the Accredited Buyers Representative (ABR) designation. "Carolina Joe" is one of more than 50,000 members of the Real Estate Buyers Agent Council ASSOCIATION OF REALTORS®, who have attained the Accredited Buyer Representative (ABR®) designation. As the world's largest association of real estate professionals focusing specifically on representing the real estate buyer, REBAC is "The Voice for Buyer Representation," with more than 50,000 active real estate professional members of the organization throughout the world. You may contact Carolina Joe by email at [email protected], or by phone (843-557-9203). To search MLS go to: http://www.carolinajoe.com To read educational and information real estate articles posted daily go to my blog: http://www.carolinajoe.com./blog/
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