FIRST,TIME,HOME,BUYERS,GUIDE,A business, insurance FIRST TIME HOME BUYERS GUIDE BY ARX REALTY Step 2 - The Buyi
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Search for a home.Make it a point to exploit all the available options in finding properties in the market. 90% percent of home buyers go online as the first step. You can search based on your budget, features you like, square footage, year built, days on the market and location. Some websites like ARXRealty.com has features where you can actually create an account and save your search criteria, and if a property comes to the market and meets your requirements, you will be notified. Contact also your local realtor for they have firsthand knowledge of the trends and valuation of properties in the neighborhood you are eyeing. Inform your friends, workmates and everyone else you know that you are in the market. You may also drive around the neighborhood you want to purchase a home and find for sale sign. You never know where a decent reference or lead on a home may originate from so make sure to take all available options. 2) Consider your financing alternatives and secure financing.First-time homebuyers have a wide assortment of alternatives to help them get into a new home. Including government supported credits and down payment options for homebuyers who don't have the standard 20% down payment. Your province may likewise have its own particular projects for first-time homebuyers. Your home loan financing cost will have a major impact on how much you would pay for your home. So it’s smart to shop around. 3) Make an offerYour real estate agent can help decide how much cash to offer for the home along with any conditions you want to ask for. Your Realtor will then present the bid offer to the seller’s agent; the seller will either accept it or issue a counter offer. You may accept it or continue going back and forth until both parties agree on a deal or not. When agreement has been reached, you will deposit your money on escrow. Escrow is a short period of time where the sellers take the property off the market with the expectation that you will buy the house. 4) Home InspectionRegardless of the fact that the home you are buying seems to be spot on. It is wise to get a licensed professional home inspector investigate the true condition of your potential new home. If serious problems are revealed, you can go back to your offer or negotiate with the seller to fix those problems or deduct money from the final purchase price. 5) Close the Deal or Move onIn case you're ready to work out an arrangement with the seller, or even better if the inspection didn't uncover any noteworthy issues, you’re next step is to close the deal. Closing basically means a lot of paperwork hoping no more issues comes out.Things you'll be managing and paying for in the last phases of your transaction may include getting your property appraised. Making a title inquiry to ensure that nobody other than the seller has a case to the property. Acquiring private home loan protection if you avail the 5% down payment option for the first time home buyers.
FIRST,TIME,HOME,BUYERS,GUIDE,A