Financial,Planning,Broken,Mode education Financial PlanningA Broken Model
Translation jobs are undertaken by professional translators who are well versed with at least two languages.Translation can work at two levels: inter-state or regional language translation and inter-national or foreign language translation. Some forms of parent involvement with the school such as communications with school, volunteering, attending school events and parent--parent connections appeared to have little effect on student achievement, especially in high school. Helpi
Normal 0 false false false MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable{mso-style-name:"Table Normal";mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-parent:"";mso-padding-alt:0in 5.4pt 0in 5.4pt;mso-para-margin:0in;mso-para-margin-bottom:.0001pt;mso-pagination:widow-orphan;font-size:10.0pt;font-family:"Times New Roman";mso-ansi-language:#0400;mso-fareast-language:#0400;mso-bidi-language:#0400;} If you make your livingproviding financial planning services for people, it is possible that yourprofessionaland well-intentionedadvice cost your clients hundreds ofthousands if not millions of dollars last year. With many investment strategies down anywhere from 30% to 60% as the globaleconomic crisis unfolds, financial professionals everywhere are questioning thevalidity of their approach. Of course, one might arguethat these people werent to blame for the economic morass that were in, butyour clients may not see it that way. They, in good faith, entrusted professional advisors with theirhard-earned dollars, with the expectation that they would receive help andadvice to preserve their wealth, and build more. When the opposite happened, who else couldthey blame? The reality of course isthat just about everybody got caught flat-footed when it came to the trueseverity of the current financial problem. As this meltdown has shown, its highly questionable if the traditionaldiversified approach for wealth building strategies and wealth preservationallbased on financial instruments tied to the global economywill work in thefuture. Also, its interesting that despite the efforts of the financialplanning community, less than 3% of the population has a written financialplan. Clearly it is time for financialprofessionals to rethink how they provide advice and services to their clients. And its time for those clients to rethinkwhat services and advice they really need and how they will obtain them. The better approach shouldbe for financial planners to help people help themselves. The solution is Financial Planning 2.0, afinancial education vehicle that has no product bias or agenda vis a vis the typicalconflict of interest and that is not designed to steer a prospect to productsor services that make the advisor the most money. Financial Planning 2.0provides people with the financial education that will teach them how to arriveat objective strategies to help overcome financial obstacles and reach theirfuture financial goals by themselves. A financial planner whoreally wants to make a differencewhile making substantially more money in lesstimecould show clients and prospects how to obtain this kind of unbiasedfinancial advice using Financial Planning 2.0. Their clients should understandhow to implement objective recommendations while avoiding middlemen in theprocess. At the same time, consumersshould be able to gain this knowledge independently of their advisors. A consumer with a soundfinancial education will be able to create their own financial plan, and willtherefore become responsible for it. Forthose seeking help with financial stress, the solution is to get a financialeducation, and to create their own financial security. For the financialprofessional, in reality, Financial Planning 2.0 becomes a satisfyingalternative to do whats best for a client in less time with substantially lesspotential liability and earn a handsome income in the process.
Financial,Planning,Broken,Mode