year,old,just,received,CREDIT, family My 11 year old just received a CREDIT CARD!!!


Raising a family can be challenging and stressful at times. However, the common goals and emotional, financial, and physical investments made can be a common bond between husband and wife. One that compliments their marriage relationship.Of A lot of women avoid wearing nice clothes when they getpregnant because they believe that they look fat or ugly. You know that there’snothing more beautiful than a pregnant woman glowing and smiling, so youshouldn’t hide your body during p


Have you notice that you can barley get though all your junk mail and now your kids are getting junk mail. Sometimes they are receiving magazines in their names or even pre approved credit cards. How can this be when they don’t even have jobs? Well, mom or dad you may be contributing to this madness. How many times this year have you given out your child’s social security number? Many doctor’s offices are asking for your child’s social security number now and if you are like most parents you give it out and not even think twice about it. Does your child have a credit union or bank account in their name? Are your children, (with your permission) giving their contact information on kid’s sites on the net?These are all places that sometimes sell or share (as they like to state) information with their partner companies. This is only one way that some of these companies get your child’s information. Another way is if your child has a bank account. Some companies use the databases of major credit reporting companies like Trans Union, Equifax, Experian or Innovis. After obtaining data then your child’s information goes into the databases with everyone else and guess what…the company does not have a clue that this person is a minor.Educate your child about the importance of their social security number and how they have a right to keep it private. Also, take note of these tips to minimize the credit madness: •Most doctors, dentists and other medical professional offices like to have social security numbers for record keeping purposes. If you are asked for your child’s social security number find out why they need it, if you do not think that it is a viable reason, you can refuse to give it. Your child is not responsible for paying the bill and they probably already have your social security number because you are the one insured.•If your child insists on getting the latest free download (even if it is a kid’s site) give your contact information.•Call The Opt-Out Department at 1-888-567-8688.You can have your family excluded for 2 years or permanently from all the pre approved credit offers that use the major credit reporting databases .Above all, be as protective about your child’s personal information as you are with your child. Just like we teach our children to be cautious toward strangers, we need to teach them to guard their personal information equally as well.

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What to look for when comparing baby bath tubs?

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Where does Santa get his Naughty or Nice list?

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Top 5 Way to Choosing the Best Baby Names

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How To Choose Wedding Invitation Cards

Are your big day or wedding day coming up? Looking for unique wedding invitation cards to send out the invitations to your loved ones. Find out everything you need to know to choose wedding invitations. Tips For Choosing Wedding Invitations ...

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How to Choose the Best Ride-On Toy for Your Toddler

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5 Simple Yet Heartwarming Gifts for Mothers

Knowing what your mom desires is helpful in finding the perfect gift for her. There are many simple gifts you can give to your mom that will surely warm her heart and make her feel how much you love and appreciate her.Here are 5 simple gift ...

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How Can I Grow My Family Business?

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Why you need an experienced property surveyor

Property Surveyors London - What is a Property Survey?A property survey is a complete and thorough inspection of a property in order to identify structural issues that may affect its worth. The report is essential knowledge prior to purchasi ...

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Find a Unique Birthday Gift for your Loved One

Where it All Began?Do we not keep wondering where, from where exactly this tradition came from? Celebrating Birthday, embracing the day one was born? Well, the history goes beyond our realm of imagination. It has its paws dug into ancient Eg ...

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Big kid, big problem - strollers for big kids

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Vinyl Wall Lettering & Decals; Child Room Decorations on

Vinyl Wall Lettering Child Room Decorations on a BudgetDecorating your childs or babys room can be both expensive and time consuming.Many parents are faced with the difficult task of trying to decorate their kids room on a small budget only ...