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A lot of women avoid wearing nice clothes when they getpregnant because they believe that they look fat or ugly. You know that theresnothing more beautiful than a pregnant woman glowing and smiling, so youshouldnt hide your body during p Raising a family can be challenging and stressful at times. However, the common goals and emotional, financial, and physical investments made can be a common bond between husband and wife. One that compliments their marriage relationship.Of
Divorce has held the biggest challenges for me of anything I ever faced. It's also one of the areas in which I'm most proud of my accomplishments courtesy of those challenges. I know that with single mothers, in particular, struggling with the finances after a divorce is fairly common, so I'm providing a ton of tips to help you stay on top of this important aspect of life after divorce.Benchmark Where Your Credit is Right now.First, make a list of all paperwork that includes all credit cards, all assets, and the contact information for your credit card companies. Secondly, call all of your credit card companies, tell them that you are divorced and ask them what tips they have for you. If the accounts are joint, it's wise to convert them to individual accounts so that only you have access to them and are responsible for what is spent on them and when the payments get made. If you cannot convert them, close the joint accounts.Get A Current Credit ReportThe three major credit-reporting agencies, Equifax, TransUnion and Experian, are each required by law to provide consumers, upon request, a free copy of their credit report once every 12 months. There's a free copy for you at www.AnnualCreditReport.com or by calling (877) 322-8228.Also under same law as above is the following information about you that is available: Your Medical Information: Medical Information Bureau. Your Renter's History: First Advantage SafeRent. Your Check Writing History: ChexSystemsCreate a Moving Forward PlanYou might be lucky enough to have no credit problems. If you're not that lucky, it's important to understand that clearing up your credit is wise, so let's begin today. All it takes is common sense, communicating with the companies to whom you owe money, and persevering.If the current monthly payments are impossible for you, call each company and work toward a better agreement. Be sure to keep your agreement. Pay all your bills on time and if you can't, be sure to call and tell them why so it doesn't go on your credit report. This is true of credit card companies, your student loans, your car loan, your mortgage, etc.Get a handle on the credit cards you currently have and restrain yourself from applying for more until you do.Good luck and good persevering. Just because you're divorced, doesn't mean you can't have a great credit score. Article Tags: Credit Card Companies, Credit Score, Credit Card, Card Companies
Divorced,With,Low,Credit,Score