Financial,Help,For,Single,Moms family Financial Help For Single Moms, Grants For Starting A Busine

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If you're looking for financial help for single moms for starting up abusiness, there are a few things you should know about business first. Nearly half of all small businesses fail within the first two years ofoperation. The number one reason for business failure is inadequateplanning. The second reason is under-capitalization. So beforeyou mortgage your house, or go into debt financing your business, youneed to know if your business is going to do more than survive -- youwant to know if it's good enough to thrive! Here are three thingssuccessful businesses that have stayed in business for five years orlonger have in common: 1. The idea. A successful businessstart-up always starts with an idea. Something that makes your businessstand out from all the rest. So how do you know if you've got a goodidea? You've probably got a good idea if you can answer yes toany of the following questions: Does your idea provide the solution toa significant problem for your target market? Does it satisfy a need orwant? Does it create an opportunity? The most successfulbusinesses either fix problems (either real or perceived), or theyincrease your customer's pleasure. They create a repeat need for aproduct or service among the target market. 2. The market.Your chances of survival are better if you can answer the followingquestions with a yes: Is there already a market for your product orservice? (It's much easier to fill a need than trying to create anentirely new market.) Can your target market afford to buy yourproducts or services? (If they can't afford it, it doesn't matter howgreat it is, you won't sell any!) Will your target market perceive yourproduct or service as valuable? (If they want it, but don't think it'sworth what you're selling it for, you won't make any sales.) 3.Your ability. Do you have the people, the resources and the knowledgeto be able to consistently provide your products or services to yourtarget market? Can you maintain a competitive advantage? Do you haveenough manpower? Can you purchase the supplies and materials you needover the long run? Your first step always is to create a solidbusiness plan. Your business plan is more than an essay on "Why Ideserve to get funding for my idea" however. Don't spend all the timecreating a business plan and then toss it in the bottom drawer of yourdesk. Your business plan should be a living, breathing roadmap thathelps you make sure you're on course and reaching the goals that youset for your business. The second step to business survival isgetting enough financing. Although the term "bootstrap entrepreneur"describes most small business owners, having enough capital to be ableto keep your business afloat is vital to your survival. Whenyou're creating your financial analysis of your business, make sureyou're being realistic about costs and expenditures, so that you giveyourself the cushion you need to succeed. If finding financingis a problem, either because you don't have enough credit or equity, orthere are other problems, take the time to look into the resources thatare available in your community. There are a wide variety of grants and loans (including microloans) for entrepreneurs, if you know where to look. Some great resources will be: -The Small Business Administration -Local Small Business Development Centers -Women's Organizations -Local University or Community College -Chamber of Commerce -SCORE (The Association for Retired Executives) -Nonprofit organizations that work on economic development in your area Useother successful business models as a guide. When you're gettingstarted, look around. What businesses are successful? Why? What is itthey're doing that is working? What attributes do you admire, and why?You stand a better chance of succeeding if you're modeling someone whois already successful. Find a mentor. Most entrepreneurs havegreat skills and abilities, but no one does everything well. Youprobably already know what your strengths and weaknesses are. (If not,there are many resources and tools that can help you figure it out!)Rather than ignoring your weaknesses, find a mentor who can help youeither build your skills in your weaker areas, or offer advice forgetting what you need. If you take the time to plan tosucceed, you could be creating a legacy that will be enjoyed by futuregenerations, and that other entrepreneurs will look at as a model forbuilding their own businesses. If you're need financial help for singlemom's, grants for starting up a business are a ticket to financial stability if you have the wherewithall to see the processes through.