Preplanning,Your,Own,Funeral,P family Preplanning Your Own Funeral
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Preplanning yourown funeral can be one of the best gifts you give to your loved ones afteryou're gone. It's may not seem like it now, but when you think about it, youwill realize that you're saving your loved ones from lots of anguish and pain.The death of a loved one is one of the most painful things that anyone wouldever go through. And when you're in such pain, the last thing you want to do isto haggle about the price of a casket or variable floral arrangements for thefuneral. So, pre planningthe funeral right now so that you can decide on what kind of funeral you wantway ahead of time is a smart move. If you're looking to get a low cost funeral,this is even the best time to do it. This is because when you're gone and yourfamily needs to make the necessary arrangements, the funeral directors may rip offyour family by charging them too much or getting them to pay a lot more thanthey would normally pay. So to pre plan the funeral, here are a few tips tobegin with.1. Save Up Or Buy An InsurancePackageAs simple asthis sounds, you will be shocked at how many people completely and totallyignore it. Think about it this way: if you were to save up to $50 a month forthe funeral starting now, in 10 years you would've saved up $6000. If thatmoney were to be put in a savings account, and it could yield a compoundinterest, that will translate to a minimum of $10,000 in 10 years. So as youcan see, just saving covers for the funeral.You could alsotake out an insurance package. If you want you can purchase a life insurance orfuneral insurance policy. It all depends on what you need. Most funeralinsurance policies will not grant you any claims within two years of yourtaking it up. But after two years, the family has a right to claim thecompensation and benefits.2. Purchase Your Own Cremation UrnAnd CasketCremation urns on the otherhand can be easily bought and kept in the house and nobody would feel uneasyabout it. Caskets on the other hand, cannot be bought and kept just like that.So what you can do is to contact the casket makers or the funeral home that youintend to use and inform them of what kind of casket you have in mind. This waywhen the time comes, they can easily produce it for you.3. Create an Ethical WillThe next thingyou want to do is to create an ethical will. An ethical will is basically alist of wishes concerning your funeral. It is unlike the normal will which includesa list of your wishes regarding your assets, investments and properties. So, anethical will should include the things that you need or want done, arrangementsand funds available, include information as to where and how family members canget funding for your funeral.4. Make Arrangements For TheFuneral DirectorYou should alsomake an arrangement with the funeral director of your choice. In fact, this isgood because you get to secure discounts on many things that people generallypay more to get. Also, you may need to inform them of how you intend to pay forthe funeral. Whatever the case may be, never tell the funeral director how muchyour insurance is worth. The most important thing they just need to know, isthat when the time comes, they would know which insurance company to contact tomake the payment for the funeral.These simple steps will save your loved ones a lot of time and you'll have a very nice and trouble free funeral.
Preplanning,Your,Own,Funeral,P