The,Ten,Steps,Financial,Succes finance, share, loan The Ten Steps to Financial Success

If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that

We hope that you had a very merry Christmas and thatthe following new article may be informative and/or helpful for your e-zine, or on your web site. This piece is a summary of my booklet THE ROAD TO FINANCIAL INDEPENDENCE, as well as incorporating thoughts and extracts from THE MAD MONEY BOOK.Craig Lock's other articles (internet marketing, self help, writing and money) are available at:http://www.bridgeniche.com/ebooks/Ebooks.htmPlease feel free to publish them in your ezine or web site."I share what I know, so that you and your money may grow".THE 10 STEPS TO FINANCIAL SUCCESSby Craig Lock Some people dream of success...while others wake up and work hard at it."If you've tried to do something and failed you are much better off, than, if you tried to do nothing and succeeded. The ordinary (and perhaps even lazy) person's sure and steady way to wealth and happiness. The "secrets" to better money management and perhaps even "riches". No, really there are no secrets. It's all simple, basic common-sense.Well now is a great time of the year to reflect on past happenings and plan ahead for 2002. Some points to "kick off"... THE TEN STEP PLAN TO FINANCIAL INDEPENDANCE...AND PERHAPS EVEN WEALTH1. Accept that you can achieve financial success and make a COMMITMENT to yourself to attain it. It is within your grasp. if you really want it. Really BELIEVE it - that is the most important step. Only then will the incredible power of the human mind work out a means of achieving it. Reject the idea that work is simply something you have to do until the age of retirement.2. Ask yourself this: Where do you want to be in 2,5,10 years time? Set goals that excite you. If you could do absolutely anything with your life, what would you do? If you had unlimited money or found out you only had a month to live, what would you do? Write youranswers down.3. Establish your current financial position. What is the cash inflow and outflow. Horrors! Which areas can be improved upon? Everything!4. Develop your NEW plans. Decide what action you are going to take that will move you closer to the achievement of your goals? All goals should be specific and have a time constraint.5. Closely monitor the performance of your investments and your rate of savings.6. Try to put extra savings into investment (it could be your own business).7. Review and reward yourself annually if your targets are met.8. Pursue your personal goals and business ideas with all you've got - with real PASSION and PURPOSE. If you really BELIEVE In them, they are far more likely to be achieved.9. Still try to live a BALANCED life... or as balanced as you can make it. Money doesn't buy happiness; yet I'd rather be unhappy in comfort!10. The highest cost of all is the cost of waiting to TAKE ACTION to change your current circumstances in life (as 94% of the population apparently are dissatisfied with their situations. It is up to you to do things differently. So take ACTION now - to change course. You get only one shot at life, so make the most of it.Always remember,* True prosperity is created from within. All prosperity is created in the mind. You are only as wealthy, happy or as prosperous, as WHAT YOU FEEL... and what you make up your mind to be. And money is not everything. For me, health, family and happiness are far far more important considerations.Aim high, dream high.If you aim for the tree tops, you might not get off the ground... so why not aim for the stars, perhaps even a million dollars.Good luck Craig LockBelieve in yourself and in your dream,Though impossible things may seemSomeday, somehow you'll get throughTo the goal you have in view.Mountains fall and seas divide,Before the one who in his strideTakes a hard road by daySweeping obstacles awayBelieve in yourself and in your planSay not - I cannot - I canThe prizes of life we fail to winBecause we doubt the power within. - anonIf you can believe it, you can achieve it. If you can visualize it, you can realize it!Reach high, for stars lie hidden in your soul. Dream deep, for every dream precedes the goal.....Pamela Vaull StarrP.S: After that long read, take a breather...About the authorCraig Lock has been involved in the personal finance field for over twenty years in South Africa and New Zealand. He is now an author of five published books with another twelve being published and marketed on the Internet. Craig has written extensively on money matters: articles, brochures for financial institutions and books. He is presently living in beautiful slow New Zealand waiting for the next adventure life has in store for him.For valuable money information to help you make and save your hard-earned money Get out of debt ** -Learn how to invest -Retire early-Take control of your financesSee:The Million Dollar Money Tree http://www.nzenterprise.com/money/welcome.html Money Management Course (online):http://www.nzenterprise.com/writer/online.html The various books* that I "felt inspired to write" are available at:http://www.nzenterprise.com/writer/books.htmlhttp://www.novelty-gift.com/ebooks.htmlandhttp://www.bridgeniche.com/CLOCK/zaniestbooks.htm * Hard copies and e-books: Fiction and non-fiction, novels , travel, humour, inspiration, self help and money books * THIS ARTICLE MAY BE FREELY PUBLISHED "If you have knowledge, let others light a candle to it."- Margaret FullerP.S: DON'T WORRY ABOUT THE WORLD ENDING TODAY, IT'S ALREADY TOMORROW IN "LITTLE, SCENIC AND TRANQUIL" NEW ZEALAND Article Tags: Financial Success, Perhaps Even