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If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that


Please feel free to use this article for your newsletter, ezine, or web site, in its entirety including the resource box. Please notify me of publication by sending a website link or a copy of your ezine when published mailto:[email protected]. Thank you!Short-Term or PayD ay LoansBy Stanley T. CrawfordShort-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains that thousands of people obtain these loans every month. If they weren’t profitable, places like ACE, Cash America, and other businesses wouldn’t provide these loans.If they are such a disliked product then someone should step forward and help people who get these loans. The help cannot be purely to tell these individuals that they should seek credit counseling, but it has to consist of monetary help, as well. Most people who get these loans already know they need financial canceling, but they also know that their immediate situation needs to be addressed. Normally, this requires CASH. With all that said, if an individual has determined that a short-term loan is the best avenue available, then like anything else one should make the best informed decision for his or her given predicament.When considering a short-term loan, ask yourself these 7 questions: 1.What amount of money do I need?2.When can I pay this money back (principal and fee)?3.What are the repayment terms?4.Can I meet these repayment terms? (use a calendar, and your budget)5.Am I pursuing counseling or planning to pursue counseling, so that I don’t have to continue to utilize these short-term loans?6.If I can’t pay the principal and fee, then can I pay the extension fee? (use a calendar and your budget)7.Is this loan new or is this my 1st, 2nd, or 5th time borrowing from a short-term loan source?Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:[email protected]

Short-Term,PayDay,Loans,Please

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