If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that
Think you know where all your money is? Maybe not. There are over 50 million people that are owed unclaimed money. Their money has been turned over to state and federal databases and is waiting to be claimed. Most have no idea the money is there! Experts have estimated that as many as 8 out of 9 people are owed unclaimed money. This statistic seems high, but consider that in California alone close to $1 Billion will be added from 2006 to the $4.8+ Billion already laying in the CA state unclaimed money pool. How Does Money Become Unclaimed money Most unclaimed money is concerned abandoned due to the following:
- Change in address - The owner moved and did not update contact information with the business trying to deliver or holding the money.
- Name change - This could be due to the owner getting married or divorced
- Death of the owner - the estate was unaware of the money or the heirs could not be located
- Owner does not know assets have been considered abandoned - Sometimes the owner knows about the asset, but is unaware that it has been declared abandoned and turned over to the state.
- Dormant Account The account lays dormant for 2-3 years (depending on the state) and the account owner cannot be reached.
- Lost Bank Accounts
- HUD Refunds
- 401K Pension Benefits
- Postal Money Orders
- Indian Trust Funds
- Veteran Benefits
- Missing Inheritance
- IRS Refunds
- Savings Bonds
- Stocks, Dividends & Mutual Funds
- Government Pensions
- Child Support Payments
- Life Insurance
- Lost Safety Deposit Box
- Uncashed checks and wages
- Insurance policies
- CD's,
- Trust funds
- Utility deposits
- Escrow accounts