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The Citi AT&T Universal Platinum Card is one such card from Citibank that has been designed to satisfy those of you who yearn for a credit card, which could also be used as a prepaid calling card. This card requires you to have good credit rating so that you can take advantage of platinum level benefits. Special Benefits Citi AT&T Universal Platinum cards offer you a multitude of perks and benefits that you can never find in a traditional credit card. You can call the Citi AT&T Universal Platinum Card a credit card as well as a calling card. The card might cost you more for calls than normal services if you use it as a calling card. Yet, if you consider the emergencies, you will find the card thoroughly beneficial as it allows you to access a variety of AT&T calling plans. Now suppose you are on the road and your cell phone is not working and you are required to use the public pay phone Citi AT&T Universal Platinum Card can prove very handy. There are also other benefits as below: § Firstly, you get upto 30 free phone minutes per month anytime and anywhere § Two free directories for assisting your inquiries per month § For replacement coverage, you are reimbursed with wireless phone loss and theft insurance Elementary Features Citi AT&T Universal Platinum Card also offers some exciting basic features. Find out the features from the following: § The introductory APR 0% on new purchases and balance transfers for 12 months allows you to save and manage your finances. With the expiry of the introductory period the interest rates remain competitive and low. § If you have balances on other cards charging high interest rates Citi AT&T card allows you to transfer balance without any interest during the introductory period. § However, for the cash advances, you have a minimum cap of 19.99%; this implies that no matter how much the LIBOR Rate dips (the APR is associated with the LIBOR Rate), the interest rate will never decline, below the minimum cap. § There is no annual fee to be charged Additional Perks There can be no better advantages than what the Citi AT&T Universal Platinum Card offers. There is an assortment of platinum benefits to assist your journeys and guard your purchases. Check the following for your satisfaction: § With the card, you can make online purchases confidently, as your card automatically entitles you to purchase protection, merchant dispute resolution and extended warranties for your purchases. § The security measures like fraud early warning and Citi identity theft solutions protect you from credit card frauds. § AT&T Universal Platinum allows you to enjoy a hassle free travel with lost wallet service, emergency airline ticket replacement, and lost and damaged luggage insurance. If suppose you lose your wallet, once you contact AT&T Universal you get a new one through emergency cash replacement. § You may feel safe to rent a car for your travel as your credit card includes automobile rental insurance and upto $1000000 travel accident insurance.
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