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If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that
The myriad of credit cards offered by the Chase Company is very beneficial. The Chase Free Cash Rewards Visa Card is one of the cards, which is popular for its cash back facility. The Cash Rewards Visa Card enables you to earn points and in return, the points can fetch you other gifts and money. If you are interested in getting your cash back, then this credit card should be your option. Cash Back Reward Program The credit card is specifically designed for those who have very good credit and would like to benefit from the cards cash back reward program. The cash reward offered by this credit card is very lucrative. You will have ample opportunities to earn points for every dollar you spend and eventually the accumulated points will fetch you gift certificates or cash. As said, you earn a point for spending a dollar. Again, your first purchase entitles you to 1000 bonus points. Your awards start at mere 2500 points. You will be free to choose your reward you can opt between $25 gift checks and $25 gift certificate from leading national-level merchant, once you reach the 2500-mark. The maximum number of points you can earn in a year is 60000 points, which have no expiration time as such. Card Features If you qualify for the Cash Rewards SM Visa Card, then you can enjoy 0% introductory rate on balance transfers and purchases for the first twelve billing cycles. Once the introductory period expires, you can still enjoy a reasonable APR of 14.24% on purchases and balance transfers. The card is fee free; application fees, participation fees, inactive fees, reload fees, etc., are all non-applicable. The card features and rewards make it a great option for people who have good credit and clear their payments regularly; however, it may not benefit you if you carry a revolving balance. The Two Cycles Average Daily Balance method for calculating finance charges will cost you heavily burdening you with huge interests and ruining your prospects for earning cash-back. The Perquisites The credit card also offers standard platinum services and benefits. Extended warranty, rental car insurance, travel accident insurance and other similar benefits can be availed with this credit card. The Chase Free Cash Rewards Visa Card allows you to enjoy many account related services like the emergency cash replacement, emergency card replacement, travel and emergency assistance services, purchase protection, no liability for unauthorized transactions and other such helpful features. Nevertheless, you should pay heed to the limitations, restrictions and exclusions before accepting the card.
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