Insurance,Investment,for,the,F finance, share, loan Insurance Is Investment for the Future
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There are many reasons as to why people invest in insurance. But the primary reason is concern for the future. An older man who married late would need to be sure that his young children will have something to live off when he dies. A man who works overseas all the time, under extreme danger from natural predators or security risks, wants to make sure that his wife will have something to live off when he passes. If one is living in a foreign country, health coverage may become a necessity. A mother needs health insurance for her children, in case they get sick. We pay our monthly premiums, not because we think its part of our expenses, but because this money is just another way of investing in a future that is unpredictable. It is not surprising that health insurance is gaining in popularity. Let me venture some reasons why. The first is that health coverage protects me during health care emergencies. At least, if I fall sick, I know that I will be able to afford medical treatment. I also feel more secure knowing that no matter how expensive a health service is I can afford it as my health insurer will cover it. Another thing is that I save a lot of money as my policy covers all the services I usually avail. One other great thing about having health insurance is that your whole family is covered - unless otherwise specified. Thus, even if your family members need hospitalization, you will be saved from worries about how you will be able to afford it all. Because I have a lot of children, and only paying average premiums, I am getting a good deal. The great thing is that at least I know that my loved ones and I will be taken care of. So the monthly payments do not seem burdensome to me. No matter what your view, death catches each and every one of us. But by providing protection for your spouse, children and other dependants, life insurance will ease your fears about what happens to them after you expire. Purchasing life insurance need not be a burden, especially if you think about how the benefits will help your family cope with your loss. For instance, even the debts that you had taken on will not seem like too much trouble if you have life insurance. They will have enough money to pay off the mortgage on your home. There will be no need to pawn away priceless heirlooms in order to pay your medical bills. Your body doesn't have to be dumped in the ocean because your insurance policy covers the burial costs. If you have children on their way to college, your death benefits could cover all their education costs. Especially if you are the primary wage earner, a life insurance policy will stand your family in good stead after you are gone. If you think about it, the benefits of having health and life insurance far outweigh the monthly premiums you have to pay. Thus, anybody who invests in insurance, prepares for the future well in advance. Article Tags: Health Insurance, Life Insurance
Insurance,Investment,for,the,F