The,Top,Ways,Reduce,Your,Car,I finance, share, loan The Top 5 Ways to Reduce Your Car Insurance Premium
Date:2020-12-25 The,Top,Ways,Reduce,Your,Car,I finance
Thankfully, there are now several web sites that are there to help people like you with bad credit to find the fast personal loans that you need. When you have bad credit, the first thing that you should be looking for is a loan company that
If your financial problems have reached the point where you do not see a way out and you feel as though you are drowning in debt, your best way out is through declaring bankruptcy. Filing may well allow you to get your finances back on track
Shop,
shop and shop again the main thing people forget to do is to shop
around. The one thing to do if you do nothing else is to call a few
insurance companies and get a few car insurance quotes. Surprisingly to
some, the quotes can change by hundreds of pounds.
Take
out more than one insurance policy a lot of insurance companies now
provide insurances for a variety of covers. Not only car insurance, but
home insurance, contents insurance, life insurance, pet insurance every
type of insurance you can think of can generally be bought in the same
place. Whilst it may not seem the cheapest quote around for each
individual quote, buying them together can provide you with a significant
discount.
Increase
your excess for younger drivers, this is often their first port of call
when reducing their insurance premium. Its often difficult enough to
actually get car insurance when youve just passed your test, never mind
getting a reduced premium. So the answer? Increase your own personal
excess. All insurance companies ask for a set excess. However, most will
also ask if you would like to contribute a voluntary excess also. This
voluntary excess being what you would pay in the event of an accident on
top of the standard excess. Of
course, it works out more expensive should you have an accident, but if
you dont claim on your insurance, then you could save yourself a packet.
Dont
get into trouble criminal convictions, whether they are vehicle related
or not, will increase your car insurance premiums. And the bad news is they
stay on your record for five years. So for example, you hit a bad patch
when you were 18 and committed burglary, stealing a television from your
next door neighbours. They pressed charges and you did a few hours
community service. It hit you and you never did anything criminal
again. However, youre still going
to be feeling the repercussions on your car insurance when youre well
into your 20s.
Be a
safe driver the most sensible but most overlooked thing to do is simply
be a safe driver. Driving within the speed limits, with a full MOT and tax
will ensure you dont attract any unwanted attention and receive a fine
and points on your license. The more points you receive on your license
and remember, you can receive 3 points and a £60 fine even if youre
driving at 34mph in a 30mph zone the higher your insurance premiums will
be. And dont forget, 12 points on your license and you need to take your
theory and practical tests again (this is reduced to 6 points in your
first 2 years of driving).
There are several different measures you can take to reduce
your
car insurance premiums. The
above are the top five, but there are many more to choose from just remember,
be a safe driver and think before you buy and you should be on the right road
to lower car insurance premiums.
The,Top,Ways,Reduce,Your,Car,I
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