Mission,Can,Military,Vet,coupl finance, share, loan Mission: Can a Military Vet couple Get a VA Loan in the New
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Mission: Can a Military Vet couple Get a VA Loan in the New Economy?Up until this point I have typically lived with friends to keep the cost of living under control. In general my boyfriend had very little bills as well because he was on active duty in the military. Now both of us are in our thirties and ready to live together and get something nice started. Hopefully we can find something nice perfect for the two of us. Were excited about this whole thing!In general, my biggest fear is that he and I wont get approved or what if we cant find the right loan. We are not going for something ultra extravagant just something that the two of us can use to be comfortable. After all he has served in the wars and I have always been there for him it is time we really do something now that he is finally safe for good.Another big question: Are their any military benefits for first time homebuyers who have decent credit, but not necessarily 60,000 dollars down on a new home?With all the work that he has done for our country, and all the time I have spent waiting for him to be with me, I am sure Uncle Sam can accommodate our situation. In the meantime we are going to have some discussions with some mutual friends so that we can find out which type of loan will best fit us. We are at a point in our lives that either and adjustable or fixed rate loan can significantly impact us. We will have to weigh the pros and cons and come up with the right decision that fits our new lives together.Since we are both young, an adjustable loan is tempting, however we are going to be bold and settle into a fixed loan. By getting a fixed loan we will know exactly how much that we owe every month, and can easily monitor and maximize its effectiveness over time. He and I really love each other and we need some immediate stability. A fixed loan can do this for us.Going through this whole mortgage process is kind of like riding a never-ending roller coaster with a blindfold. Some points in time, your experience is great, other times it is bad, but you never know where you will go or if you will stay on track. Our friends suggested that we go online and do some additional research on VA loans and see if there are any details that we did not consider about applying for mortgages. We discovered that a lot of sites are just out to see you but only a few sites are really there to inform and help the user along the way. Both mortgageloan.com, and lender411.com are sites geared to help the users and met our needs perfectly.The reason we mention MortgageLoan.com and Lender411.com out of all the websites that are available on mortgage information is the fact that they not only confirmed what our friends had told us but delivered us some additional information and interaction that we were looking for on VA loans. Only time will tell which website will be the magic bullet in the mortgage success for both of us. Hopefully this whole process will resolve itself and we will get more than just some hassles in the form of pre-approvals that Ive read about, that are nothing but dead ends.We are finally ready to start a life together. Lets make it work!Krista Scruggs is an article contributor for Lender411.com. She is writing on behalf of Jack Reyes and Donna Clark, are concerned consumers just trying to figure things out. So far, as a test, we're looking to qualify for the best Seattle Mortgage Rates for a Washington home loan mortgage or perhaps a VA loan.
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