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Once you know exactly what type of coverage you need, you can start looking for affordable protection by following these tips. Florida requires a minimum of $ 10,000 in liability insurance for property damage & $ 10,000 of PIP (Personal Injury Protection). There are many seasonal residents who live in Florida part time. The minimum legal requirements also apply to any person living in Florida for at least 90 days during the year. Of course, the way to save the most money at the front is to adhere to these minimum requirements. Any additional coverage will increase your rates. Another method is to reduce costs to pay a higher deductible, and get lower monthly premiums. Make sure you have funds to cover the deductible if you need. When you get quotes for at least the minimum requirements and prices of different insurance providers, be sure to compare deductibles are similar. Florida law requires that the PDL (liability for damage to property) and the PIP, so unless your lender requires you to perform comprehensive & collision are not mandatory. Is there a company that offers the lowest rates of coverage? Glico, Progressive & Traveler are all on the substantial discounts that help many Floridians. However, your best offer to Jacksonville may be different from the best value for a pilot from Pensacola Beach or Melbourne. If you are older, you may find a vendor who offers the lowest prices for you, while a student at the University of Florida get a cheaper rate from another provider altogether. Keep in mind that finding the cheapest auto insurance in Florida does not refer only to price. Auto insurance company cheap bad reputation may very well end up being worthless. Before buying a policy, make sure the provider is authorized to do business in Florida and has a strong financial rating. Once you find the car insurance in Florida, the cheapest price and then see if you can afford to purchase higher limits than the minimum requirements to give you greater financial protection. Even a little more confidence now will save a lot if an accident occurs. Article Tags: Minimum Requirements
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