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Nowadays, we hardly use cash to buy things. Money orders and cheques have become a thing of the past. These days, almost all of us have a credit card. Payment with a credit card is fast, easy and convenient. Although there are many stages involved in Card payment processing, it is still the fastest and the most reliable fund transfer method.Advantages of getting a card terminalIf you wish to introduce card payment processing systems in your business, you have to start by getting a credit card terminal, or a machine that processes credit cards. With the upgradation of the credit card machines, it is easier for the merchant to handle credit card that handling cash. These credit card machines can handle debit cards, gift cards and cheques too. However, they are primarily made for performing transactions using credit cards.How the system functionsThe card payment processing terminal communicates with the bank via a telephone line. The same can also happen using the internet connection. The connection may be wired or wireless usually, these are connected in dial up using telephone lines. Some card terminals can also use cellular networks and can do transactions using the GPRS. Data related to the credit card is transferred by swiping, inserting or typing. The transaction takes place in place in many phases. However, the entire process is completed in seconds.The different stages involvedThe card payment processing system is broken down into the following stages: