Paying,For,Plastic,Surgery,How health Paying For Plastic Surgery - How Can I Do It?
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In the vast majority of instances, plastic surgery procedures are not covered by health insurance plans. Determining exactly how to finance these procedures, in many cases, can be the most difficult aspect of the planning process. Though the path may at times be brutal, stress-filled and long, there are a few alternative ways to pay for your cosmetic treatments. In this article, we will offer up a few ideas to help you on the road to your brand new you.Step 1 Get in touch with your health insurance provider. In some cases, patients may be able to obtain surgery if it is shown that their current condition poses a health risk. Breast reduction and physical deformity repairs may fall into the good graces of your friendly health insurance agent. Youll never know unless you ask. Take 5 minutes and pick up the phone to find out for sure. Who knows that 5 minutes could save you a few thousand dollars! Step 2 Discuss your options with the performing surgeon in regard to making the procedure coverable under your current health insurance plan. In many cases, if a surgery is worded differently to communicate the health benefits of the treatment, it may be deemed covered under the policy. Step 3 Youre going to be stuck with these changes for the rest of your life so why not spend a little extra time saving for it? Try setting aside a designated amount from each paycheck you receive and stashing it in a special savings account. Not only will this help you avoid interest payments down the road, but it will also provide you with some extra time to really decide whether the procedure you are interested in is right for you. If, once youve saved your goal amount youre no longer interested in the procedure, youll be able to splurge on something else youre interested in. Step 4 If you have a low interest credit card, consider charging the procedure. Make sure to call your credit card company beforehand to make sure you are aware of your current limits. Step 5 Have your cake and eat it too! Save up half of the money you need for the surgery and finance the rest with your credit card. Step 6 Head on down to your local bank or credit union and find out if you can obtain a personal loan to finance the surgery. If you own a car or home, you can even sign over title and make monthly payments on the amount you take out against it. Not only do you get to keep your property, but you get your surgery taken care of as well. To boot, many credit unions will offer much lower interest rates on loans involving some type of collateral. Step 7 If none of the above options appeal to you, ask your surgeon if they are opposed to financing the procedure. These days, many cosmetic surgery practices offer in-house financing, ranging anywhere from 10 to 20% interest.
Paying,For,Plastic,Surgery,How