Important,Information,Connecti law Important Information in Connection with SSDI


When you work with an attorney, you will have no problem reducing the risks associated with getting your case in front of a judge and jury, or other formal court, when you need to. However, every case is different. It is important to work wi Bankruptcy is a situation, wherein an individual is termed as unable to discharge all the debts. When a person or a company is not able to pay off its creditors, it has an obligation to file a bankruptcy suit. In fact, a bankruptcy suit is a


Have you acquired a recentmedical condition that deteriorated and incapacitated you for at least 12months? Have you obtained injuries through an unexpected incident which causedyou disability and/or disfigurement causing you to lose ability to work?  If you plan to file a claim foryour disability insurance, under the Social Security disability benefitsprogram, you have to know about several important terminologies concerning suchprogram. Disabled worker – as an individual working for a living, yoursocial security taxes (FICA http://www.ssa.gov/mystatement/fica.htm)are being withheld through your paycheck, as other state and federal taxes arebeing withheld. Once you have accomplishedpayment on certain Social Security tax amount over a specific period, then youbecome eligible for Social Security Disability Insurance (SSDI) Benefits. Ifyou are over 30 year old, you can be insured for the SSDI benefits if you paidFICA for 20 calendar quarters at the very least, provided that this period isduring the 40 calendar quarters starting immediately before the totaldisability was acquired. In simpler terms, you must havepaid SS taxes or FICA for at least five years from the last ten years beforeyou had total disability. The current taxes requirement (asof year 2000) is to pay on earnings of $780 a quarter for you to earn coverageof one quarter. If you are earning and paying your taxes on earnings of $3,120 inthe past year 2000, then, their account already credited you with 4 quarterspayment. If you become disabled, you’dhave to prove it happened while your disability insurance coverage is in force.If you fail to do this, you will not be entitled to SSDI or disabilityinsurance benefits. It would not even matter if your medical condition was verygrave. Thus, if you acquired a disablingcondition that you feel will last for 12 months, at the very least, it isadvisable not to delay applying for such benefits once you lose the capacity towork. Dependent children – if you become disabled and become eligible forSSDI benefits, your child or children under 18 years old will become entitledto receive some benefits too. However, they will not be given a Medicare card. Disabled Widower/Widow Benefits (DWB) – certain widowers and widowscan avail of a special kind of disability insurance benefits based on the FICApaid by his/her deceased spouse. To qualify for this kind ofbenefit, widow/widower must be between 50 and 60 years old and he/she must havebeen married to the deceased spouse who was covered by Social Security beforethe time he/she passed away, for a minimum of 10 years.   Within seven years of thespouse's death, the widower/widow must prove that his/her disability is severeenough and has met the requirements. An exception to this rule is if he/she isalready receiving other benefits under the Social Security program. The DWB monthly benefit rate iscomputed based on the deceased spouse's income and tax payments to SS. Other Disability insurancebenefits can be awarded through the DisabledAdult Child (DAC) Benefits.  Mesriani Law Group providesvaluable information about social security disability insurance and otherSocial Security http://www.mesrianilaw.com/Social-Security-Disability.htmlbenefits programs

Important,Information,Connecti

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