Health,Care,Reform,More,Covera law Health Care Reform: More Coverage for Seriously Injured in C
Bankruptcy is a situation, wherein an individual is termed as unable to discharge all the debts. When a person or a company is not able to pay off its creditors, it has an obligation to file a bankruptcy suit. In fact, a bankruptcy suit is a When you work with an attorney, you will have no problem reducing the risks associated with getting your case in front of a judge and jury, or other formal court, when you need to. However, every case is different. It is important to work wi
Controversy continues to surround the recent health care reform bill enactedby Congress in March of this year. For many, there are some clear advantages toits passing, however. The legislation includes a requirement that by 2014 allAmericans must buy health insurance or pay an annual fine. Meeting this goalmay seem like a daunting task, but once reached, it has the potential to helpmany people who suddenly face critical medical emergencies.One particular group who stands to benefit are victims of severe caraccidents.In many cases, auto insurance companies provide compensation for peopleinjured in crashes. Although states like California mandate that all driverscarry a minimum amount of financial responsibility to pay for injuries to otherparties, many people continue to recklessly operate their vehicles as uninsuredmotorists.Even when the law-abiding citizens who maintain the lowest level of autoliability coverage are involved in accidents, injured victims may not be ableto appropriately settle with the insurers if their medical costs exceed thepolicy limits. For example, California liability minimums are $15,000 for oneperson and $30,000 for multiple people. If a driver causes a collision withanother motorist who is badly injured or killed, the $15,000 cap could easilybe surpassed. The policyholder would then be personally responsible for payingany outstanding accident-related expenses for the other driver.But what if the at-fault driver does not have the money to cover theremaining medical bills, as is often the case? What happens when the person whowas seriously hurt has no medical insurance?The new federal health care plan will give injured car accident victims inthese dire situations one more option for help.The reform bill makes health care more affordable through stategovernment-based exchanges with subsidies. This in turn leads to moreaccessible medical insurance, especially for the formerly uninsured. As aresult, anyone who experiences sudden and acute bodily harm, such as in avehicle crash, will not have to rely on potentially insufficient auto insurancecoverage or low-income drivers to get the care they need.While the health care reform legislation is being implemented, it isrecommended that motorists in states like California consider purchasing morecomprehensive auto insurance policies with higher payout limits to protectthemselves from personal financial liability. In the near future, though, caraccident victims will have somewhere to transfer the burden of expensivemedical treatment following a serious injury.If you or a loved one was recently injured in a vehicle crash and you havequestions about who to go to for assistance, contact a California personal injuryattorney. A local lawyer will know the standard procedures fordealing with auto and medical insurance companies and may be able to help youreceive compensation for your pain and suffering, lost wages and medicalexpenses. Article Tags: Health Care Reform, Health Care, Care Reform, Auto Insurance, Medical Insurance
Health,Care,Reform,More,Covera