The,Importance,Having,Notary,P law The Importance Of Having A Notary Public On Staff At Your Ti
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The real estate title insurance agency plays, perhaps, the most important role in any real estate transaction: making sure the closing happens. From collecting escrow funds to filing closing paperwork with the appropriate government agencies, the title agency can handle all aspects of the closing process from start to finish. This is why it is so important to do your research and make sure you hire an agency with which you feel comfortable and that offers all of the services you need.Responsibilities Of The Title Insurance AgencyThe title insurance agency has many responsibilities to ensure the closing happens on time and without any issues arising. The duties of the title agency can and do include: Collect, hold and/or disburse escrow funds Conduct a title search Issue title insurance Order a property survey Coordinate and review the lending documents Prepare the new deed Facilitate the closing File closing paperwork with appropriate government agenciesMultiple Service ProvidersAgencies that offer several services are generally more established and experienced agencies with knowledgeable staff who know the ins and outs of real estate closings. These agencies work like a well-oiled machine with everyone performing his or her role with ease and the implicit understanding that goes along with working beside the same people in every transaction.Title insurance agencies that can provide you with closing, escrow and notary services in one place will save you time and money because you won't have to coordinate between two or three or more different service providers. Making sure everything is in order for a closing to happen is challenging enough. Trying to coordinate schedules and share information with several different service providers makes it much more difficult to keep the closing process on track, leading to the potential for delays to occur and mistakes to be made. Escrow And Notary ServicesThe two main services, other than title services, you want to make sure your title insurance agency offers are escrow and notary services. You will need an escrow holder to act as a neutral third party, hold funds and disburse them once all of the requirements for closing have been met by all parties. It is useful to have your title agency act as the escrow agent because they are already a neutral third party service provider who is aware of all of the closing instructions, requirements and progress being made towards the closing.No matter where your closing takes place, notary services are needed to witness the signing of many of the closing documents. Because closings require notary witnesses, many title agencies will have at least one notary on staff. The notaries that work at title agencies have special training and experience notarizing escrow and mortgage loan documents. They are referred to as notary-signing agents.The notary will verify that the signatures are authentic, the signers are who they say they are and understand what they are signing, and no one is signing under duress.Many title agencies offer escrow and notary services as a convenience to their customers which means you do not have to locate such service providers on your own. This saves you time and helps ease some of the hassles that can go along with closing on real estate.
The,Importance,Having,Notary,P