The,Legal,Process,Talking,with law The Legal Process - Talking with Insurance Adjusters
Bankruptcy is a situation, wherein an individual is termed as unable to discharge all the debts. When a person or a company is not able to pay off its creditors, it has an obligation to file a bankruptcy suit. In fact, a bankruptcy suit is a When you work with an attorney, you will have no problem reducing the risks associated with getting your case in front of a judge and jury, or other formal court, when you need to. However, every case is different. It is important to work wi
Sometimes I have people walk into my officefrustrated. They explain to me that theywere in a car accident a few weeks ago, and they have been trying to get moneyfrom the insurance company that insured that car that hit them. Most times they say that the insurancecompany paid the money for the damage to the car no problem, but that theinsurance company is refusing to pay any money for medical bills, lost wages, andpain and suffering which also resulted from the automobile collision. I always tell them that they are not thefirst ones that have had this problem.One of the main reasons insurance companies simplywont play ball with the victims of car accidents is a simple one: mostpeople dont know how to file a lawsuit! When an insurance company or an insurance adjuster is staring down thebarrel of a possible lawsuit (many times called a Petition for Damages herein Louisiana) then they are more likely to entertain settlement offers. After all, if a personal injury lawyerdecides to sue an insurance company on behalf of a client, that lawsuit can endup costing the insurance company thousands of dollars in legal fees to defend,and, on top of that, they very well may end up paying the victim of theaccident anyway!So when someone walks into my office with this typeof story, and as long as the other elements of their accident make sense, Iwill generally take the case. Once myfirm gets involved, there are a few other things which we can do that theaverage accident person cannot. For one thing, experience talking to insurance adjustersis of huge importance. You have toremember that insurance adjusters are people too. And just like regular people, insuranceadjusters do not appreciate being talked down to, to be yelled at, or to beinggenerally abused. Remember also that theinsurance adjuster is not settling a claim with money from their personalpocket. Regardless of whether theyapprove or deny your claim, they are going home to sleep that night. That said, some personal injury lawyersbelieve that whilst in the claim stage of a personal injury lawsuit (orprospective lawsuit) it is better to kill them with kindness then to givethem the old vinegar. That is not to say that the personal injury lawyershould be a push over. Sometimes theadjuster is just not sympathetic to the claim or the claimant. Sometimes they might be in a bad mood, orjust have a nasty disposition. In casessuch as these, it is important that the personal injury lawyer convey theseriousness of the accident, and the willingness of him or her to file alawsuit on the clients behalf. Asdiscussed earlier, sometimes this works like a charm. The point of our story? Try and lead with the carrot, but dontforget, its attached to a stick! This article is not meant to be anything other thaninformation on the law. For legaladvice, please speak with an attorney. Will Beaumont. New Orleans.
The,Legal,Process,Talking,with