Why,pays,value,your,valuables, travel,insurance Why it pays to value your valuables!
Torres del Paine is among the biggest of Chiles national parks, occupying almost 600,000 acres (242,000 ha) of land in the south on the border with Argentina. It is also among the most important, receiving a significant proportion of domes Like any American, traveling occasionally is just what I love doing and I bet you share the same stuff with me. But traveling does not mean that you would be safe. Escaping from our job and other stressful activities is just something that w
And it doesnt stop there as this term includes many otherarticles, some which you would expect to be looked upon as a valuableitem, such as jewellery and watches, but can also include such everydayitems as spectacles, sunglasses, mobile phones, MP3 players and more.You name it, and if it is an attractive and fashionable item, then youcan bet that, for insurance purposes, it will be grouped into thevaluables definition.It doesnt stop there because your money, travel documents,passports, credit cards will all also come under the stricter carerules that are applied to valuables. So returning to the camcorder,most travel insurancepolicies will not pay up if it looks like negligence on your part. Forexample, valuable items packed into your hold luggage are rarelycovered because theft from unattended baggage will invariably beexcluded. If you can prove that the items were with you or locked inyour hotel accommodation then insurers will probably pay out but theymay ask for further information, such as the circumstances of the lossor theft and a police report or hotel report to back up your story.Highly valuable items, such as money and jewellery, will always beexpected to be locked away in a hotel safe or safety box when not onyour person; inside a locked suitcase inside a locked hotel room israrely good enough for the travel insurancecompany. This is why it pays to look at the small print of your policybefore you travel, if only as a last minute reminder about the extracare needed to look after your valuable items. No-one wants to losethese items in the first place but it is doubly painful to find thatthey are not covered when you come to claim because simple safetyprecautions were not followed. A final point to remember is that ifyour travel insurancedoes not cover it, then some household insurance policies cover allrisks. This means that personal belongings could still be covered buttravel insurance providers will still apply the golden rule that thearticles must be properly cared for whilst on holiday.
Why,pays,value,your,valuables,