Travel,Insurance,pays,check,th travel,insurance Travel Insurance - It pays to check the small print!
Like any American, traveling occasionally is just what I love doing and I bet you share the same stuff with me. But traveling does not mean that you would be safe. Escaping from our job and other stressful activities is just something that w Torres del Paine is among the biggest of Chiles national parks, occupying almost 600,000 acres (242,000 ha) of land in the south on the border with Argentina. It is also among the most important, receiving a significant proportion of domes
Whilst sometimes this is a totally justified call because miss-selling of travel insurance, though less frequent than in the past, still occurs, there is still a many people who take travel insuranceout by simply ticking the box on the holiday booking form without asmuch as seeing what they are covered for. This is far from ideal whenit comes to making a claim because pleading ignorance is never a strongposition to come from. But you can help yourself if you follow a fewsimple rules:Always get a report from an official source within 24 hours ifsomething goes wrong. A police report for theft, a tour operatorsreports for baggage delay and loss, an airline letter if you suffertravel delay and a Property Irregularity Report before you leave theairport if your luggage is lost or delayed. Without these, you willfind that insurers will not readily settle your claim.Know what valuables you are taking with you and take extra care ofthem. Valuables will be defined in your policy but generally includesall jewellery, mobile phones, computer games and equipment and cameras.Add to this list the personal money you take with you. By extra care,we mean you should lock them away in a safe in your room or carry themwith you. They should never be left unattended and never in checked inbaggage otherwise this will invalidate a claim.Keep receipts. Not only will this help to substantiate your claimbut you are more likely to get close to value of the lost items back,subject to wear and tear. If no receipt is provided then the maximumamount that will be paid back will be capped at a low level. If severalunreceipted items are claimed then this will also raise suspicions thatthe claim is fraudulent and could be investigated.Do call the Medical Assistance line if you have to go into hospitalabroad or need medical treatment that could be costly. It is worthwhiledoing this for anything that could be above £250. Once this is onrecord, you are generally well covered up to the agreed amounts.And finally, whilst this guidance is for travel insurancepolicies, many people will have a household policy in force that shouldcover all risks up to a set value and this could also be used for aclaims for personal belongings lost or stolen whilst on holiday but docheck the small print again to see what exclusions apply.
Travel,Insurance,pays,check,th