Why,Buy,Travel,Insurance,Trave travel,insurance Why Buy Travel Insurance?
Like any American, traveling occasionally is just what I love doing and I bet you share the same stuff with me. But traveling does not mean that you would be safe. Escaping from our job and other stressful activities is just something that w Torres del Paine is among the biggest of Chiles national parks, occupying almost 600,000 acres (242,000 ha) of land in the south on the border with Argentina. It is also among the most important, receiving a significant proportion of domes
Travel insurance, by design, covers most situations you may face while traveling. Situations to Consider· A hurricane forces you to evacuate your resort, hotel or cruise.· Your flight is cancelled or delayed more than 12 hours.· Your baggage is lost with your medication and you need to have an emergency prescription filled. · Your passport is stolen and you need an emergency replacement passport. · Your cruise line, airline or tour operator goes bankrupt. · You need medical attention in a foreign country. Preparing to Buy· Always get quotes from several companies.· Ask if the plan is pre-packaged or if you can create your own.· Ask if you are covered for cancellation due illness or natural disaster. · Don't assume the company will provide you any information.Lost LuggageTravel insurance can reimburse you for lost luggage, including the contents of the baggage. Airlines will only reimburse the contents of lost luggage if you present proof of purchase for the items listed. According to the Air Transport Users Council (AUC), airlines mishandled 42 million bags in 2007, up from 30 million in 2005. The numbers are not in the travelers favor, without travel insurance. The AUC says travelers are often inadequately compensated for lost luggage. You must report the lost luggage or personal items to local authorities and the airline within 12 hours. Medical CoverageIf there is a medical emergency, you do not have to worry about whether the doctor you see is in-network. Travel insurance provides coverage for doctor visits, emergency services and hospitalization. Travel insurance also provides services such as an emergency hotline and medical transportation. You can call an emergency number 24 hours a day, 7 days a week while overseas, and speak with a professional. Accident CoverageIf an accident were to occur in a foreign country, travel insurance will cover the cost. The insurance will cover medical expenses related to injury sustained. Travel insurance will also take care of reasonable legal liability as a result of the accident. Cancellation, Delay or InterruptionCancellation, delay or interruption of your vacation will be compensated. Circumstances for this coverage include, but are not limited to: transportation provider interruptions, natural disasters, illness and situations out of your control.
Why,Buy,Travel,Insurance,Trave