Insure,Your,Family,Holiday,Por travel,insurance Insure Your Family Holiday in Portugal
Torres del Paine is among the biggest of Chiles national parks, occupying almost 600,000 acres (242,000 ha) of land in the south on the border with Argentina. It is also among the most important, receiving a significant proportion of domes Like any American, traveling occasionally is just what I love doing and I bet you share the same stuff with me. But traveling does not mean that you would be safe. Escaping from our job and other stressful activities is just something that w
With its fantastic summer weather and picturesque, rugged landscape, Portugal attracts a large number of British holidaymakers, and many return year after year to enjoy the country’s legendary diving and watersports scene. The rocky coastline and open waters mean that there’s something for all but the youngest children, and the Portuguese coast, especially the Algarve region, makes for an unforgettable adventure holiday.While watersports injuries requiring treatment are thankfully rare, as with any sport, they can happen, so all members of the family should be equipped with an EHIC. While an EHIC should cover the majority of the cost of any treatment required, there are some exceptions. That's why the modest expenditure of a cheap family travel insurance plan is highly recommended to augment the EHIC and remove the stress of unforeseen costs.Co-PaymentsPortugal has a world-class healthcare system, but even the state subsidised healthcare requires that all patients (including locals) pay a percentage of the treatment cost, in the form of a co-payment. The good news is that these co-payments reflect the cost of your treatment, meaning that the kind of treatment required for most watersports and diving injuries (predominantly cuts and bruises, sometimes minor fractures or concussions) is simple, affordable and on an outpatient basis. Your co-payment is likely to be reasonably low and all the family should be back to their holiday fun in no time.You may want to check whether your family travel insurance plan will cover co-payments, and, if it doesn’t, we suggest setting aside some money in case of unexpected medical treatment for you or any other family members. Of course, if your family travel insurance covers private care, you could instead make use of private healthcare facilities.State Versus PrivateSpeaking of private healthcare, ensure that you know exactly what your family travel insurance covers before you travel. If it covers both state and private care, then you don’t need to worry too much, but if it doesn’t cover private treatment or if you’re travelling with only an EHIC, then ensure that you only use state healthcare.In many European countries, Portugal included, if you ask a hotel (or a diving school, boat hire, etc.) to call a doctor or direct you to a hospital, they may direct you to private services. With this in mind, unless your family travel insurance policy specifically covers private healthcare, you need to ask for a state-run doctor or hospital and present the injured family member’s EHIC or proof of insurance as soon as you get there.Ongoing TreatmentMany families have at least one member requiring existing, ongoing medical treatment. While some people avoid travelling abroad due to worries about maintaining any chronically ill family members’ treatment, you may be interested to learn that ongoing treatment for a pre-existing condition is covered under EHIC for those travelling to Portugal. This means that all the family can enjoy an adventure holiday without the worry of treatment expenses if required.While the co-payment situation is a minor drawback, Portugal has an excellent healthcare system and you’ll be well looked after should you happen to fall ill or incur an injury on your watersports holiday. Article Tags: Family Travel Insurance, Family Travel, Travel Insurance, Private Healthcare
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