Preparing,for,Disasters,and,Fl business, insurance Preparing for Disasters and Floods


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Many homeowners have flood insurance for their homes, butfor a business, that plan is not enough. A business loses money every day it is out of operation.  The employees are not able to do theirjob.  Scheduled customers are delayedindefinitely until the disaster or flood is addressed.  Patience is scarce and the stakes arehigh.  The facility needs to be inrunning order again as quickly as possible. A Certified Industrial Hygienist (CIH) is the initial answerthat will help get the facility up and running. In fact, the CIH can develop of plan of action for various disastersprior to them occurring.  The plan wouldthen just need to be implemented.  Thissaves valuable time when disaster strikes and time is not unnecessarily wastedby devising a new plan with the pressure is on.  An assessment of the building to look for affected areasmust be completed first.  The CIH wouldthen be able to make recommendations for the initial response.  This may include drying the area, cleaning,and isolating any affected area.  Thesituation is more complex than just that. Samples need to be taken to test for any hazards, such as mold, that mayhave been introduced in the flood or disaster. The test should continue throughout the restoration project.  Any results that test positive would need tobe addressed. The entire restoration process will be closely monitored bythe Certified Industrial Hygienist and documented.  This provides oversight of the contractors atthe job site as well as providing quality assurance in the restoration.  The documentation process of thereconstruction also helps when working with the insurance adjustor.  The CIH can help you work with the insuranceadjustor to ensure they understand the full scope of damage and compensateaccordingly. Click here to contact a Certified Industrial Hygienist todayto develop a disaster and flood response plan for your company.  Utilizing the time now to develop a plan cansave precious time when disaster strikes and the plan can simply beimplemented.  Any time savings at thebeginning of the process will pay dividends in the time saved at the end of thereconstruction.  This allows employees toget back to work and orders that are able to be fulfilled for customers.  The business needs to uphold the ability todeliver products to the customer in a timely manner, which can be greatlyimpacted with an extended recovery time. Every day that the facility is down, is money flowing out of the doorsthat may not return.

Preparing,for,Disasters,and,Fl

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