英国论坛
买完保险了，收到policy wording，不是太肯定究竟没有达到签证要求！
签证要求是（留意划线部份）——
MUST include Repatriation Clause in case of death in the Policy Wording Booklet.
Must cover the intended period of stay with a minimum coverage of EURO 30,000 for emergency hospital and repatriation expenses.
而policy wording里对于在国外的医疗费用的内容是——
Section B1 – Medical and other expenses outside of the United Kingdom
Please note: If you are admitted into hospital as an inpatient for more than 24 hours someone must contact the Medical Emergency Assistance Company on your behalf as soon as reasonably possible (please see the Medical and other emergencies section on page 10 for further details).CoverForYou MSM Policy Documentation 16th May 14 v8 15 What you are covered for under section B1 We will pay up to the amount shown in the table of benefits for the necessary and reasonable costs as a result of you becoming ill, being injured or dying during your trip. This includes:
Emergency medical, surgical and hospital treatment and ambulance costs.
The cost of your return to the United Kingdom earlier than planned if approved by the Medical Emergency Assistance Company and this is deemed to be a medical necessity.
If you cannot return to the United Kingdom as you originally planned and the Medical Emergency Assistance Company agrees your extended stay is medically necessary, we will pay for:
• Extra acco妹妹odation (room only) and travel expenses (economy class unless a higher grade of travel is confirmed as medically necessary and authorised by the Medical Emergency Assistance Company) to allow you to return to the United Kingdom; and
• Extra acco妹妹odation (room only) for someone to stay with you and travel home with you if this is necessary due to medical advice; or
• Reasonable expenses for one relative or friend to travel from the United Kingdom to stay with you (room only) and travel home with you if this is necessary due to medical advice.
Up to £5,000 for the cost of returning your body or ashes to the United Kingdom or up to £2,000 for the cost of the funeral and burial expenses in the country in which you die if this is outside the United Kingdom.
Residents of the Channel Islands only. Emergency medical, surgical and hospital treatment costs or expenses levied by an NHS run medical facility whilst travelling within the United Kingdom (excluding travel within the Channel Islands) which are not covered by any provision of emergency medical treatment agreements between the Channel Islands and United Kingdom’s national health services.
Please note: In the event of your injury or illness we reserve the right to relocate you from one hospital to another and/or arrange for your repatriation to the United Kingdom at any time during the trip. We will do this if in the opinion of the doctor in attendance or the Medical Emergency Assistance Company you can be moved safely and/or travel safely to the United Kingdom to continue treatment.
If the claim relates to your return travel to the United Kingdom and you do not hold a return ticket, we will deduct from your claim an amount equal to your original carrier’s published one way airfare (based on the same class of travel as that paid by you for your outward trip) for the route used for your return.
我写邮件问了保险公司客服，态度是挺好的，跟我强调了其中第4条，说得是常驻英国的，必需得有ni号和注册医生。这些都有，然而也没说他们这个政策是否合乎我要签证的要求，让我本人抉择，他们倒是能够退全款。
第4条的内容，还有金额限度，那算不算达到使馆要求呢？
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别鸠集了，就去买post office的好了
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你是否每天在家闲着？各种纠结各种货色。哈哈
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第一次据说， 一个申根签证这么纠结的。
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